IRS Revenue Procedure 2025-32 Sets the 2026 Brackets PaycheckForge Now Uses

What the document sets

Revenue Procedure 2025-32 publishes the inflation-adjusted federal income-tax parameters for tax year 2026. The two that move almost every paycheck estimate are the standard deduction and the bracket thresholds.

For 2026 the standard deduction is $16,100 for a single filer, $32,200 for married filing jointly and $24,150 for head of household. The single-filer 22% band begins above $50,400 of taxable income, and the top 37% rate still applies above the highest threshold in the table.

PaycheckForge reads these figures from one versioned parameter file, and every calculator on the site draws from that same file rather than from page copy.

What it means for your paycheck

The standard deduction reduces the income the federal tax is calculated on, and the bracket edges decide how much of what remains is taxed at each rate. Together they set the federal share of the check.

Nothing here changes Social Security, Medicare or state income tax. If your salary did not change, the federal line on your check moves only by the amount these inflation adjustments shift it — a small change, not a new tax rule.

The number on this card is the estimate our engine produces for the scenario shown; run your own figures to see the version that matches your salary, state and filing status.

How PaycheckForge uses it

The parameters are published as an open rule pack alongside the engine version, so an estimate can be traced back to the document that set it. Use the Take-Home Pay Calculator for the whole check, or the W-4 Withholding Calculator to compare what payroll withholds with the annual liability these parameters imply.

Source and scope

Primary source: IRS Revenue Procedure 2025-32. Source checked September 1, 2026. Figures are estimates for planning; credits, itemised deductions and local taxes are not modelled, and this is not tax advice.