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2026 · Massachusetts · live calculation

Massachusetts Hourly Paycheck Calculator (2026)

Enter your hourly rate and schedule to see net take-home pay in Massachusetts. Federal tax, Social Security, Medicare and Massachusetts state income tax are all applied to your 2026 wages.

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Tax Filing

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Advanced 401(k), pre-tax deductions

No account required · 2026 rates

Estimated result · 2026 rates

Gross pay (per check)$2,000.00
Federal income tax-$156.15
Social Security (6.2%)-$124.00
Medicare (1.45%)-$29.00
State income tax (MA)-$91.54
Net take-home (per check)$1,599.31
Annual net pay: $41,582Effective tax rate: 20.0%

Estimate: annualized liability spread evenly across periods. Selected resident local tax is included for MD, IN, NYC or Yonkers. Other local taxes, work-location liability and state disability payroll taxes are excluded.

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IRS Rev. Proc. 2025-32 SSA 2026 wage base 2026 state tables
Estimate · sources & limitations

Annual tax liability is spread evenly across pay periods. Employer Form W-4 / Pub. 15-T withholding, local taxes and state payroll programs can differ.

Calculations run in your browser. Optional AI explanations send your breakdown only when requested. Copy summary copies plain text; it never creates a financial-data URL.

Massachusetts income tax in 2026

Massachusetts taxes all taxable wages at a flat 5%. Massachusetts has no state standard deduction; the modeled personal exemption is $4,400 per person ($8,800 per couple) where applicable.

Massachusetts rates compiled from the Tax Foundation 2026 state tables and IRS Rev. Proc. 2025-32 · retrieved 2026-09-01.

Local taxes9% surtax over $1,083,150 not modeled (affects <1% of filers).

Massachusetts tax brackets (single filers, 2026)

Taxable incomeRate
$0 – and above 5%

Married filing jointly brackets are the same as single filers here.

Overtime changes an hourly Massachusetts paycheck in a way salary math can't show

Unlike the salary scenarios on this site, this calculator applies the FLSA overtime premium (29 U.S.C. §207): hours worked over 40 in a week pay 1.5× the base rate. At a $25/hr rate in Massachusetts, 40 hours a week nets $1,599.31 every two weeks; adding 5 hours of weekly overtime lifts that to $1,881.87 — the extra 5 hours contribute more than 5/40 of the raise because they're paid at time-and-a-half.

Because gross pay depends on hours actually worked, an hourly Massachusetts paycheck varies week to week in a way a fixed salary never does — this page's estimate is per pay period based on the hours and rate you enter, not an annualized average.

Same salary next door

$52,000 · single · biweekly paycheck · compared with Massachusetts

  1. Massachusetts $1,599.31 net per biweekly paycheck
  2. New Hampshireno wage tax $1,690.85 +$92 vs MA
  3. Connecticut $1,636.42 +$37 vs MA
  4. New York $1,605.81 +$7 vs MA

Single filer, no 401(k) or pre-tax deductions, 2026 tables. Rank all 51 jurisdictions at your income →

Frequently asked questions

What is the state income tax in Massachusetts in 2026?

Massachusetts taxes all taxable wages at a flat 5%. Massachusetts has no state standard deduction; the modeled personal exemption is $4,400 per person ($8,800 per couple) where applicable.

How is my paycheck calculated in Massachusetts?

Net pay = gross pay − federal income tax − Social Security (6.2% up to $184,500) − Medicare (1.45%, plus 0.9% additional withholding above $200k annual wages regardless of filing status) − Massachusetts state income tax − selected local tax where supported − pre-tax deductions. Final Additional Medicare liability can differ at filing.

Are local income taxes included for Massachusetts?

Local taxes for Massachusetts are not modeled. Note: 9% surtax over $1,083,150 not modeled (affects <1% of filers).

How does overtime affect an hourly paycheck in Massachusetts?

Hours over 40 in a week are paid at 1.5× your hourly rate under the FLSA (this calculator applies that automatically). At $25/hr with 45 hours worked in a week, Massachusetts take-home rises from $1,599.31 to $1,881.87 per two-week check.

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