2026 · Illinois · live calculation

Illinois Hourly Paycheck Calculator (2026)

Enter your hourly rate and schedule to see net take-home pay in Illinois. Federal tax, Social Security, Medicare and Illinois state income tax are all applied to your 2026 wages.

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Advanced 401(k), pre-tax deductions

No account required · 2026 rates

Estimated result · 2026 rates

Gross pay (per check)$2,000.00
Federal income tax-$156.15
Social Security (6.2%)-$124.00
Medicare (1.45%)-$29.00
State income tax (IL)-$93.43
Net take-home (per check)$1,597.41
Annual net pay: $41,533Effective tax rate: 20.1%

Estimate: annualized liability spread evenly across periods. Selected resident local tax is included for MD, IN, NYC or Yonkers. Other local taxes, work-location liability and state disability payroll taxes are excluded.

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Annual tax liability is spread evenly across pay periods. Employer Form W-4 / Pub. 15-T withholding, local taxes and state payroll programs can differ.

Calculations run in your browser. Optional AI explanations send your breakdown only when requested. Copy summary copies plain text; it never creates a financial-data URL.

Illinois income tax in 2026

Illinois taxes all taxable wages at a flat 4.95%. Illinois has no state standard deduction; the modeled personal exemption is $2,925 per person ($5,850 per couple) where applicable.

Illinois rates compiled from the Tax Foundation 2026 state tables and IRS Rev. Proc. 2025-32 · retrieved 2026-09-01.

Illinois tax brackets (single filers, 2026)

Taxable incomeRate
$0 – and above 4.95%

Married filing jointly brackets are the same as single filers here.

Overtime changes an hourly Illinois paycheck in a way salary math can't show

Unlike the salary scenarios on this site, this calculator applies the FLSA overtime premium (29 U.S.C. §207): hours worked over 40 in a week pay 1.5× the base rate. At a $25/hr rate in Illinois, 40 hours a week nets $1,597.41 every two weeks; adding 5 hours of weekly overtime lifts that to $1,880.16 — the extra 5 hours contribute more than 5/40 of the raise because they're paid at time-and-a-half.

Because gross pay depends on hours actually worked, an hourly Illinois paycheck varies week to week in a way a fixed salary never does — this page's estimate is per pay period based on the hours and rate you enter, not an annualized average.

Same salary next door

$52,000 · single · biweekly paycheck · compared with Illinois

  1. Illinois $1,597.41 net per biweekly paycheck
  2. Indiana $1,632.98 +$36 vs IL
  3. Wisconsin $1,632.89 +$35 vs IL
  4. Missouri $1,631.86 +$34 vs IL

Single filer, no 401(k) or pre-tax deductions, 2026 tables. Rank all 51 jurisdictions at your income →

Frequently asked questions

What is the state income tax in Illinois in 2026?

Illinois taxes all taxable wages at a flat 4.95%. Illinois has no state standard deduction; the modeled personal exemption is $2,925 per person ($5,850 per couple) where applicable.

How is my paycheck calculated in Illinois?

Net pay = gross pay − federal income tax − Social Security (6.2% up to $184,500) − Medicare (1.45%, plus 0.9% additional withholding above $200k annual wages regardless of filing status) − Illinois state income tax − selected local tax where supported − pre-tax deductions. Final Additional Medicare liability can differ at filing.

Are local income taxes included for Illinois?

This calculator covers state-level income tax only; any city or county wage taxes in Illinois would be additional.

How does overtime affect an hourly paycheck in Illinois?

Hours over 40 in a week are paid at 1.5× your hourly rate under the FLSA (this calculator applies that automatically). At $25/hr with 45 hours worked in a week, Illinois take-home rises from $1,597.41 to $1,880.16 per two-week check.

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