:root{--navy-950: #081724;--navy-900: #0a1f33;--navy-800: #10304b;--navy-700: #16436a;--ink: #14202c;--muted: #5a6b7a;--line: #e3e9ef;--line-soft: #eef2f6;--bg: #f4f7f9;--card: #ffffff;--brand: #0e7c5b;--brand-dark: #0b5f47;--brand-tint: #e7f4ef;--accent: #d97706;--radius: 14px;--shadow-sm: 0 1px 2px rgba(10, 31, 51, .05);--shadow-md: 0 4px 16px rgba(10, 31, 51, .08);--shadow-lg: 0 12px 32px rgba(10, 31, 51, .14);--sans: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%;scroll-behavior:smooth}body{margin:0;font-family:var(--sans);color:var(--ink);background:var(--bg);line-height:1.6;font-size:16px}::selection{background:var(--brand-tint);color:var(--brand-dark)}a{color:var(--brand-dark);text-decoration:none}a:hover{color:var(--brand)}img,svg{display:block}.container{max-width:880px;margin:0 auto;padding:0 22px}.container-wide{max-width:1200px;margin:0 auto}.site-header{position:sticky;top:0;z-index:50;background:#ffffffeb;backdrop-filter:saturate(1.4) blur(10px);border-bottom:1px solid var(--line)}.site-header .container{display:flex;align-items:center;justify-content:space-between;height:62px;gap:16px;flex-wrap:wrap}.brand{display:flex;align-items:center;gap:9px;font-size:1.18rem;font-weight:800;letter-spacing:-.02em;color:var(--navy-900)}.brand-mark{width:30px;height:30px;border-radius:8px;background:linear-gradient(135deg,var(--navy-900),var(--navy-700));color:#fff;display:grid;place-items:center;font-size:.95rem;font-weight:700}.brand em{color:var(--brand);font-style:normal}.site-header nav{display:flex;align-items:center;gap:22px}.site-header nav a{color:var(--muted);font-size:.9rem;font-weight:550;transition:color .15s;display:inline-flex;align-items:center;min-height:44px}.site-header nav a:hover{color:var(--navy-900)}.nav-cta{background:var(--brand);color:#fff!important;padding:8px 16px;border-radius:8px;font-weight:600;transition:background .15s}.nav-cta:hover{background:var(--brand-dark)}.hero{background:radial-gradient(1100px 400px at 85% -60%,rgba(14,124,91,.35),transparent 60%),linear-gradient(160deg,var(--navy-950) 0%,var(--navy-900) 55%,var(--navy-800) 100%);color:#fff;padding:58px 0 64px}.hero .eyebrow{color:#7fd4b5;font-size:.78rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin:0 0 12px}.hero h1{font-size:clamp(1.9rem,4.5vw,2.9rem);line-height:1.15;letter-spacing:-.025em;margin:0 0 14px;font-weight:800}.hero p.sub{color:#b8c9d8;max-width:620px;margin:0 0 26px;font-size:1.06rem}.hero .chips{display:flex;flex-wrap:wrap;gap:10px}.hero .chip{display:inline-flex;align-items:center;gap:7px;background:#ffffff14;border:1px solid rgba(255,255,255,.14);color:#dce8f2;font-size:.82rem;font-weight:550;padding:7px 14px;border-radius:999px}.hero .chip svg{width:14px;height:14px;color:#7fd4b5}main{padding:34px 0 64px}.crumbs{display:flex;gap:8px;align-items:center;color:var(--muted);font-size:.8rem;margin-bottom:14px}.crumbs a{color:var(--muted)}.crumbs a:hover{color:var(--brand-dark)}.crumbs .sep{color:#b6c2cc}.eyebrow-line{color:var(--brand);font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.12em;margin:0 0 8px}.page-title{font-size:clamp(1.55rem,3.4vw,2.15rem);line-height:1.2;letter-spacing:-.02em;font-weight:800;color:var(--navy-900);margin:0 0 10px}.page-sub{color:var(--muted);margin:0 0 26px;font-size:1.02rem;max-width:640px}.card{background:var(--card);border:1px solid var(--line);border-radius:var(--radius);padding:26px;margin-bottom:20px;box-shadow:var(--shadow-sm)}.card-title{display:flex;align-items:center;gap:10px;font-size:.82rem;font-weight:700;color:var(--muted);text-transform:uppercase;letter-spacing:.1em;margin:0 0 18px}.card-title .tick{width:22px;height:22px;border-radius:6px;flex:none;background:var(--brand-tint);color:var(--brand-dark);display:grid;place-items:center}.card-title .tick svg{width:13px;height:13px}.form-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(215px,1fr));gap:16px}.field label{display:block;font-size:.72rem;font-weight:700;color:var(--muted);margin-bottom:6px;text-transform:uppercase;letter-spacing:.06em}.field input,.field select{width:100%;padding:11px 12px;font-size:.98rem;color:var(--ink);border:1px solid var(--line);border-radius:9px;background:#fff;transition:border-color .15s,box-shadow .15s;appearance:none;font-family:var(--sans)}.field select{background-image:url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%235a6b7a' stroke-width='1.8' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");background-repeat:no-repeat;background-position:right 12px center;padding-right:34px}.field input:hover,.field select:hover{border-color:#5c6b63}.field input:focus,.field select:focus{outline:none;border-color:var(--brand);box-shadow:0 0 0 3px #0e7c5b24}.result{margin-top:22px;padding-top:20px;border-top:1px solid var(--line-soft)}.row{display:flex;justify-content:space-between;align-items:baseline;gap:18px;padding:10px 2px;border-bottom:1px dashed var(--line);font-size:.96rem;font-variant-numeric:tabular-nums}.row .val{font-weight:650;white-space:nowrap;color:var(--navy-900)}.row.sub .val{color:#b03a3a}.row.muted{border-bottom:none;color:var(--muted);font-size:.86rem;padding-top:12px}.row.muted .val{color:var(--muted);font-weight:550}.row.total{border-bottom:none;margin-top:10px;background:var(--brand-tint);border:1px solid #cfe9df;border-radius:10px;padding:14px 16px;font-size:1.05rem;font-weight:750;color:var(--navy-900)}.row.total .val{color:var(--brand-dark);font-size:1.18rem;letter-spacing:-.01em}.result-note{color:var(--muted);font-size:.8rem;margin-top:14px;line-height:1.5}.tool-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(290px,1fr));gap:14px;list-style:none;padding:0;margin:0}.tool-grid li{border:1px solid var(--line);border-radius:12px;background:var(--card);box-shadow:var(--shadow-sm);transition:transform .16s,box-shadow .16s,border-color .16s}.tool-grid li:hover{transform:translateY(-2px);box-shadow:var(--shadow-md);border-color:#b9d9cc}.tool-grid a{display:flex;gap:14px;padding:18px;height:100%;color:var(--ink);align-items:flex-start}.tool-grid .ic{width:40px;height:40px;flex:none;border-radius:10px;background:var(--brand-tint);color:var(--brand-dark);display:grid;place-items:center}.tool-grid .ic svg{width:21px;height:21px}.tool-grid .t{display:block;font-weight:700;color:var(--navy-900);font-size:.98rem;margin-bottom:3px;letter-spacing:-.01em}.tool-grid .d{display:block;color:var(--muted);font-size:.85rem;line-height:1.45}.faq details{border:1px solid var(--line);border-radius:10px;background:var(--card);padding:0 18px;margin-bottom:10px;box-shadow:var(--shadow-sm)}.faq summary{cursor:pointer;list-style:none;font-weight:650;color:var(--navy-900);font-size:.96rem;padding:15px 0;display:flex;justify-content:space-between;align-items:center;gap:12px}.faq summary::-webkit-details-marker{display:none}.faq summary:after{content:"";width:10px;height:10px;flex:none;border-right:2px solid var(--muted);border-bottom:2px solid var(--muted);transform:rotate(45deg);transition:transform .18s;margin-top:-4px}.faq details[open] summary:after{transform:rotate(225deg);margin-top:4px}.faq details p{margin:0 0 16px;color:#3a4a57;font-size:.92rem}.prose h2{font-size:1.22rem;letter-spacing:-.015em;color:var(--navy-900);margin:28px 0 10px;font-weight:750}.prose p,.prose li{color:#3a4a57;font-size:.94rem}.prose ul{padding-left:20px;margin:8px 0}.prose li{margin:5px 0}.section-head{display:flex;align-items:baseline;justify-content:space-between;margin:34px 0 16px;gap:12px;flex-wrap:wrap}.section-head h2{font-size:1.35rem;letter-spacing:-.02em;color:var(--navy-900);margin:0;font-weight:780}.section-head .count{color:var(--muted);font-size:.85rem}.stats{display:grid;grid-template-columns:repeat(auto-fit,minmax(190px,1fr));gap:14px;margin-top:26px}.stat{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:16px 18px;box-shadow:var(--shadow-sm)}.stat .v{font-size:1.35rem;font-weight:800;color:var(--navy-900);letter-spacing:-.02em;font-variant-numeric:tabular-nums}.stat .k{color:var(--muted);font-size:.8rem;font-weight:550;margin-top:2px}footer{background:var(--navy-950);color:#92a6b8;margin-top:40px;padding:44px 0 36px;font-size:.84rem}footer .cols{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:28px;padding-bottom:26px;border-bottom:1px solid rgba(255,255,255,.08)}footer h4{color:#fff;font-size:.78rem;text-transform:uppercase;letter-spacing:.1em;margin:0 0 12px;font-weight:700}footer ul{list-style:none;padding:0;margin:0}footer li{margin:7px 0}footer a{color:#92a6b8}footer .fbrand{color:#fff;font-weight:800;font-size:1.05rem;letter-spacing:-.02em;display:flex;align-items:center;gap:8px;margin-bottom:10px}footer .fbrand em{color:#2fbd8f;font-style:normal}footer .legal{padding-top:20px;line-height:1.6;font-size:.78rem;color:#6d8296}@media(max-width:640px){.proof-rail__inner{gap:26px 0}footer .cols{grid-template-columns:1fr}.site-header nav{gap:14px}.nav-cta{padding:10px 14px;font-size:.85rem}}.field input:disabled,.field select:disabled{opacity:.4;cursor:not-allowed;background:var(--line-soft)}.bracket-table{overflow-x:auto}.bracket-table table{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums}.bracket-table th{text-align:left;font-size:.72rem;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);padding:8px 10px;border-bottom:2px solid var(--line)}.bracket-table td{padding:8px 10px;border-bottom:1px solid var(--line-soft);font-size:.92rem}.state-links{display:flex;flex-wrap:wrap;gap:8px}.state-links a{border:1px solid var(--line);border-radius:8px;padding:5px 10px;font-size:.8rem;font-weight:650;color:var(--navy-900);background:var(--card);transition:border-color .15s}.state-links a:hover{border-color:var(--brand);color:var(--brand-dark)}:root{--navy-950: #081724;--navy-900: #091c2a;--navy-800: #16394d;--navy-700: #1c4a62;--ink: #11222e;--muted: #63727a;--line: #dce6e1;--line-soft: #eef0ea;--bg: #f7f6f1;--card: #fffefa;--brand: #0b7657;--brand-dark: #075840;--brand-tint: #eaf4ee;--accent: #b86b1e;--ivory-soft: #f1efe8;--radius: 14px}body{background:var(--bg);color:var(--ink)}a:focus-visible,button:focus-visible,input:focus-visible,select:focus-visible,summary:focus-visible{outline:3px solid rgba(11,118,87,.32);outline-offset:3px}.skip-link{position:fixed;left:22px;top:-80px;z-index:100;padding:10px 14px;border-radius:9px;background:var(--navy-900);color:#fff;font-weight:700;transition:top .15s}.skip-link:focus{top:14px}.site-header{background:#fffefaf0;border-bottom-color:var(--line);box-shadow:0 1px #091c2a05}.site-header .container{height:72px}.brand{gap:10px;color:var(--navy-900)}.brand-mark{width:32px;height:32px;border-radius:10px;background:var(--navy-900);font-size:1rem}.site-header nav{gap:26px}.site-header nav a{color:var(--muted)}.nav-cta,.button-primary{background:var(--brand);border-radius:10px;color:#fff!important;font-weight:700}.nav-cta{padding:10px 18px}.nav-cta:hover,.button-primary:hover{background:var(--brand-dark);color:#fff!important}footer{margin-top:0;background:var(--navy-900);padding:48px 0 38px;color:#b7c8c9}footer .cols{gap:56px;padding-bottom:28px;border-bottom-color:#dce6e129}footer .fbrand{color:#fff}footer .fbrand em{color:var(--brand-tint)}footer a{color:#d2dfdc}footer a:hover{color:#fff}footer .legal{color:#84999c}.home-hero{background:var(--bg)}.home-hero__grid{display:grid;grid-template-columns:minmax(0,1.2fr) minmax(360px,.8fr);gap:48px;align-items:center;max-width:1200px;margin:0 auto;padding:64px 22px 68px}.hero-copy{min-width:0}.hero-overline,.section-kicker,.preview-eyebrow,.result-eyebrow,.trust-panel__eyebrow{margin:0;color:var(--brand);font-size:.7rem;font-weight:800;letter-spacing:.14em;line-height:1.2;text-transform:uppercase}.home-hero h1{max-width:620px;margin:18px 0;color:var(--navy-900);font-size:clamp(3rem,5vw,4.35rem);font-weight:800;letter-spacing:-.045em;line-height:1.06}.hero-sub{max-width:570px;margin:0;color:var(--muted);font-size:1.06rem;line-height:1.6}.hero-actions{display:flex;flex-wrap:wrap;align-items:center;gap:22px;margin-top:28px}.button{display:inline-flex;align-items:center;justify-content:center;padding:12px 20px;border-radius:10px;font-weight:700}.text-link{color:var(--navy-900);font-size:.9rem;font-weight:700}.text-link:hover{color:var(--brand)}.take-home-preview{min-height:320px;padding:28px 30px;border-radius:24px;background:var(--navy-900);color:#fff;box-shadow:0 18px 42px #091c2a29}.take-home-preview .preview-eyebrow{color:var(--brand-tint)}.preview-value{margin:14px 0 4px;color:#fff;font-size:clamp(2.8rem,6vw,3.5rem);font-weight:800;letter-spacing:-.06em;line-height:1}.preview-meta,.preview-note{margin:0;color:#d6e2de;font-size:.82rem}.preview-breakdown{margin:22px 0 18px;padding-top:16px;border-top:1px solid rgba(220,230,225,.2)}.preview-breakdown div{display:flex;justify-content:space-between;gap:16px;padding:6px 0}.preview-breakdown dt,.preview-breakdown dd{margin:0;color:#f1f5f2;font-size:.82rem}.preview-breakdown dd{font-weight:700;white-space:nowrap}.preview-note{color:#a9c3ba}.proof-rail{background:#f1efe8;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.proof-rail__inner{display:grid;grid-template-columns:repeat(4,1fr);gap:0;padding:20px 22px}.proof-rail__inner>div{min-width:0;padding:0 22px;border-left:1px solid var(--line)}.proof-rail__inner>div:first-child{padding-left:0;border-left:0}.proof-rail strong,.proof-rail span{display:block}.proof-rail strong{color:var(--navy-900);font-size:.76rem;letter-spacing:.1em;text-transform:uppercase}.proof-rail span{margin-top:4px;color:var(--muted);font-size:.84rem}.home-content{padding:0 22px 88px}.tool-library{padding-top:78px}.home-content .section-head{margin:0 0 28px}.home-content .section-head h2{margin:8px 0 0;font-size:clamp(1.8rem,3vw,2.2rem)}.home-content .section-head .count{align-self:end}.tool-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));column-gap:56px;list-style:none;margin:0;padding:0}.tool-list li{min-width:0;border-top:1px solid var(--line)}.tool-list a{display:grid;grid-template-columns:26px 36px minmax(0,1fr) 18px;align-items:start;gap:12px;min-height:104px;padding:16px 0;color:var(--ink)}.tool-list a:hover .t{color:var(--brand)}.tool-index{padding-top:4px;color:var(--muted);font-size:.7rem;font-weight:800;letter-spacing:.08em}.tool-list .ic{display:grid;width:36px;height:36px;place-items:center;border-radius:10px;background:var(--brand-tint);color:var(--brand-dark)}.tool-list .ic svg{width:20px;height:20px}.tool-list .t,.tool-list .d{display:block}.tool-list .t{color:var(--navy-900);font-size:1rem;font-weight:750}.tool-list .d{margin-top:4px;color:var(--muted);font-size:.88rem;line-height:1.45}.tool-arrow{padding-top:3px;color:var(--brand);font-size:1rem;font-weight:800}.method-callout{display:flex;align-items:end;justify-content:space-between;gap:24px;margin-top:78px;padding:28px 0;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.method-callout h2{margin:8px 0;color:var(--navy-900);font-size:1.45rem;letter-spacing:-.025em}.method-callout p:not(.section-kicker){max-width:650px;margin:0;color:var(--muted);font-size:.94rem;line-height:1.55}.home-notes{margin-top:28px}.calculator-shell{display:grid;grid-template-columns:minmax(0,1.55fr) minmax(290px,.85fr);align-items:start;gap:20px;margin:28px 0 34px}.calculator-form-panel,.calculator-result-panel{min-width:0;border:1px solid var(--line);border-radius:20px}.calculator-form-panel{padding:28px;background:var(--card);box-shadow:0 8px 24px #091c2a0d}.calculator-result-panel{position:sticky;top:96px;min-height:100%;padding:28px;background:var(--navy-900);color:#fff;box-shadow:0 14px 34px #091c2a24}.calculator-heading,.result-panel-heading{display:flex;align-items:center;justify-content:space-between;gap:16px}.calculator-heading{justify-content:flex-start;margin-bottom:24px}.calculator-heading .tick{display:grid;width:28px;height:28px;flex:none;place-items:center;border-radius:9px;background:var(--brand-tint);color:var(--brand-dark)}.calculator-heading .tick svg{width:16px;height:16px}.calculator-eyebrow,.calculator-helper,.result-year,.result-private,.result-privacy{margin:0}.calculator-eyebrow{color:var(--navy-900);font-size:.8rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.calculator-helper{margin-top:3px;color:var(--muted);font-size:.84rem}.calculator-form-panel .form-grid{grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.calculator-form-panel .field label{margin-bottom:7px;color:var(--muted);font-size:.72rem;letter-spacing:.1em}.calculator-form-panel .field input,.calculator-form-panel .field select{min-height:46px;padding:12px;border-color:var(--line);border-radius:10px;background:var(--ivory-soft);color:var(--ink)}.calculator-form-panel .field input:focus,.calculator-form-panel .field select:focus{border-color:var(--brand);box-shadow:0 0 0 3px #0b765724}.calculator-form-panel .field input:disabled,.calculator-form-panel .field select:disabled{opacity:.45;background:#eceae3}.result-panel-heading{align-items:start;padding-bottom:20px;border-bottom:1px solid rgba(220,230,225,.2)}.result-eyebrow{color:var(--brand-tint)}.result-year{margin-top:5px;color:#a9c3ba;font-size:.78rem}.result-private{padding:6px 9px;border:1px solid rgba(234,244,238,.22);border-radius:999px;color:#d6e2de;font-size:.68rem;font-weight:700;white-space:nowrap}.calculator-result-panel .result{margin-top:0;padding-top:12px;border-top:0}.calculator-result-panel .row{padding:12px 0;border-bottom-color:#dce6e129;color:#f1f5f2}.calculator-result-panel .row .val{color:#f1f5f2}.calculator-result-panel .row.sub .val{color:#f2b2a9}.calculator-result-panel .row.muted,.calculator-result-panel .row.muted .val{color:#a9c3ba}.calculator-result-panel .row.total{margin-top:14px;padding:16px;border:1px solid #4a9b7f;border-radius:12px;background:var(--brand-tint);color:var(--navy-900)}.calculator-result-panel .row.total .val{color:var(--brand-dark);font-size:1.22rem}.calculator-result-panel .result-note{color:#a9c3ba}.calculator-result-panel .result-note[role=alert]{padding:10px 12px;border-radius:9px;background:#f2b2a91f;color:#ffd0c8}.result-privacy{margin-top:20px;color:#a9c3ba;font-size:.72rem;line-height:1.5}.trust-panel{margin:0 0 34px;padding:20px;border:1px solid var(--line);border-radius:14px;background:#f1efe8}.trust-panel__head{display:flex;align-items:start;justify-content:space-between;gap:16px}.trust-panel__eyebrow{color:var(--navy-900)}.trust-panel__updated{margin:4px 0 0;color:var(--muted);font-size:.76rem}.trust-panel__badge{padding:6px 9px;border-radius:999px;background:var(--brand-tint);color:var(--brand-dark);font-size:.7rem;font-weight:800;white-space:nowrap}.trust-panel__copy{max-width:760px;margin:14px 0 0;color:var(--muted);font-size:.86rem;line-height:1.5}.trust-panel__limits{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:8px 20px;margin:14px 0;padding-left:18px;color:var(--muted);font-size:.78rem}.trust-panel__link{color:var(--brand-dark);font-size:.82rem;font-weight:800}.provenance{margin:10px 0 22px;color:var(--muted);font-size:.86rem}.provenance strong{color:var(--navy-900)}.prose.card,.card{border-color:var(--line);background:var(--card);box-shadow:0 6px 20px #091c2a0a}.faq details{border-color:var(--line);background:var(--card)}.faq summary,.section-head h2,.prose h2,.page-title{color:var(--navy-900)}.state-links a{border-color:var(--line);background:var(--card)}@media(max-width:900px){.home-hero__grid{grid-template-columns:1fr;gap:34px}.take-home-preview{max-width:520px}.tool-list,.calculator-shell{grid-template-columns:1fr}.calculator-result-panel{position:static}}@media(max-width:640px){.site-header .container{min-height:68px;height:auto;padding-top:10px;padding-bottom:10px}.site-header nav{gap:12px}.home-hero__grid{padding:48px 22px 52px}.home-hero h1{font-size:clamp(2.65rem,13vw,3.5rem)}.hero-actions{align-items:flex-start;flex-direction:column;gap:14px}.proof-rail__inner{grid-template-columns:repeat(2,minmax(0,1fr));gap:18px 0}.proof-rail__inner>div:nth-child(3){padding-left:0;border-left:0}.home-content{padding-bottom:64px}.tool-library{padding-top:58px}.home-content .section-head{align-items:flex-start;flex-direction:column}.home-content .section-head .count{align-self:start}.method-callout{align-items:flex-start;flex-direction:column;margin-top:58px}.calculator-form-panel,.calculator-result-panel{padding:22px;border-radius:16px}.calculator-form-panel .form-grid{grid-template-columns:1fr}.trust-panel__head,footer .cols{align-items:flex-start;flex-direction:column}.trust-panel__limits{grid-template-columns:1fr}footer .cols{display:flex;gap:28px}}@media(prefers-reduced-motion:reduce){*,*:before,*:after{scroll-behavior:auto!important;transition-duration:.01ms!important;animation-duration:.01ms!important}}.footer-meta{margin:0 0 8px;color:#a9c3ba;font-size:.72rem;letter-spacing:.08em;text-transform:uppercase}.contact-card{max-width:720px;padding:32px}.contact-card h2{margin:8px 0 10px;color:var(--navy-900);font-size:clamp(1.45rem,3vw,2rem);letter-spacing:-.03em}.contact-card p:not(.section-kicker){max-width:600px;color:var(--muted);line-height:1.6}.contact-card .button{margin-top:10px}.state-source{margin:10px 0 0;color:var(--muted);font-size:.78rem;line-height:1.5}.state-source a{color:var(--brand-dark);font-weight:700}.blog-list{list-style:none;margin:0;padding:0}.blog-list li{border-top:1px solid var(--line)}.blog-list a{display:grid;grid-template-columns:170px minmax(0,1fr) 24px;align-items:start;gap:20px;padding:20px 0;color:var(--ink)}.blog-list a:hover .t{color:var(--brand)}.blog-meta{display:flex;flex-direction:column;gap:6px;padding-top:4px}.blog-cat{color:var(--brand-dark);font-size:.7rem;font-weight:800;letter-spacing:.1em;text-transform:uppercase}.blog-date{color:var(--muted);font-size:.78rem}.blog-list .t{display:block;color:var(--navy-900);font-size:1.08rem;font-weight:750;letter-spacing:-.01em}.blog-list .d{display:block;margin-top:6px;color:var(--muted);font-size:.88rem;line-height:1.5}.blog-post h2{margin-top:30px}@media(max-width:640px){.blog-list a{grid-template-columns:1fr;gap:10px;padding:16px 0}.blog-meta{flex-direction:row;align-items:baseline;gap:12px}}.lang-switch{padding:7px 12px;border:1px solid var(--line);border-radius:9px;color:var(--navy-900)!important;font-size:.78rem;font-weight:700;letter-spacing:.04em;text-transform:uppercase;transition:border-color .15s}.lang-switch:hover{border-color:var(--brand);color:var(--brand-dark)!important}.field input,.field select,.calculator-form-panel .field input,.calculator-form-panel .field select{border-color:#7b8a82}.state-directory{padding-top:64px}.state-directory .state-links{gap:8px}.cookie-consent[data-astro-cid-garwan2p]{position:fixed;z-index:20;right:18px;bottom:18px;width:min(370px,calc(100vw - 36px));padding:16px;border:1px solid #d5d9d1;border-radius:14px;background:#fff;box-shadow:0 14px 40px #091c2a2e;color:#172b3a;font-size:.8rem;line-height:1.45}.cookie-consent[data-astro-cid-garwan2p] p[data-astro-cid-garwan2p]{margin:0}.cookie-consent[data-astro-cid-garwan2p] a[data-astro-cid-garwan2p]{color:#075f47;font-weight:700}.cookie-consent__actions[data-astro-cid-garwan2p]{display:flex;flex-wrap:wrap;gap:8px 12px;margin:12px 0 8px}.button-small[data-astro-cid-garwan2p]{padding:8px 11px;border:0;cursor:pointer}.text-button[data-astro-cid-garwan2p]{padding:8px 0;border:0;background:transparent;color:#075f47;cursor:pointer;font:inherit;font-weight:700}@media(max-width:640px){.cookie-consent[data-astro-cid-garwan2p]{right:12px;bottom:12px;width:calc(100vw - 24px);display:flex;align-items:center;gap:8px;padding:8px 10px;font-size:.72rem}.cookie-consent[data-astro-cid-garwan2p]:before{content:var(--cookie-mobile-label, "Cookie choices");flex:1 1 auto;color:#172b3a;font-weight:800;white-space:nowrap}.cookie-consent[data-astro-cid-garwan2p] p[data-astro-cid-garwan2p],.cookie-consent[data-astro-cid-garwan2p]>a[data-astro-cid-garwan2p]{display:none}.cookie-consent__actions[data-astro-cid-garwan2p]{flex:none;flex-wrap:nowrap;gap:8px;margin:0}.cookie-consent[data-astro-cid-garwan2p] .button-small[data-astro-cid-garwan2p],.cookie-consent[data-astro-cid-garwan2p] .text-button[data-astro-cid-garwan2p]{padding:7px 8px;font-size:.72rem;white-space:nowrap}}
